Skip to content
CompareOSHC

Approved insurers

The five insurers selling OSHC

An insurer can only issue OSHC if it has signed the Australian Government's OSHC Deed. That list is short and it is the same list your university chooses from. Below is what each of the five insurers currently selling OSHC publishes about its own product — open a provider for the full breakdown.

Allianz Care OSHC

Global health expertise for international students

  • 24/7 multilingual health support line
  • MyHealth app with digital claims and health records
  • Preferred provider with many Australian universities
Extras available Est. 2006

Medibank OSHC

Australia's largest health insurer

  • 24/7 Student Health and Support Line
  • Medibank Health & Wellbeing app
  • Members' Choice network with gap-free GP visits
No extras add-on Est. 1976

Bupa OSHC

Trusted worldwide health insurance for international students

  • Bupa Blua Health app with 24/7 virtual GP consultations
  • 'Find a Provider' direct billing locator
  • Optional Extras OSHC (dental, optical, physio)
Extras available Est. 2002

ahm OSHC

Straightforward OSHC from a Medibank subsidiary, approved across all states

  • Subsidiary of Medibank, using Medibank network and claims infrastructure
  • 24/7 health advice line
  • Online claims via the ahm app
No extras add-on Est. 1971

nib OSHC

Friendly, straightforward health cover for students

  • Digital-first experience with easy online management
  • nib App for claims, digital card, and provider search
  • Flexible payment options (monthly installments)
No extras add-on Est. 1952

Formerly sold OSHC

You may still see these names on older "six OSHC insurers" lists, including lists published by government and industry bodies. We keep their pages so existing members and past customers can still find the fund's own information — but they cannot be quoted or bought here.

Compiled from each insurer's public product pages and the Department of Health OSHC materials, checked against the Department of Health's current OSHC factsheet on 1 Oct 2026. CompareOSHC is not an insurer. Operated by UNILINK Education Pty Ltd (ABN 50 152 187 650). General information only — not personal advice. Purchases are completed on a Flywire payment page. We may receive a commission from insurers; commissions do not influence our content or comparisons.