Bupa OSHC

Trusted worldwide health insurance for international students

Bupa is a global health insurance brand operating in over 190 countries, and one of Australia's approved OSHC providers. Bupa OSHC provides international students with hospital, medical, and pharmaceutical coverage. Bupa is known for its 'Find a Provider' search tool that helps students locate direct-billing medical practices nearby, and its 'Bupa Blua Health' app with virtual GP consultations.

8.4
Overall Rating / 10
Coverage8.3
Value8.5
Support8.3
Network8.7

Premium Ranges (2026)

Single — 12 Months
$618 – $1,087 AUD
Couple — 12 Months
$1,234 – $2,171 AUD
Family — 12 Months
$1,543 – $2,715 AUD

Indicative 2026 ranges. Bupa often offers multi-month discounts and partner university promotions.

Coverage Details

Hospital

100% MBS fee for shared ward in public hospitals; private hospital at agreed rates with participating hospitals

Medical

  • GP consultations (100% MBS)
  • Specialist consultations (85-100% MBS)
  • Pathology and radiology (85-100% MBS)

Pharmaceutical

Up to $50 per prescription item, annual max $300 (single) / $600 (family)

Mental Health

Inpatient psychiatric services covered; Bupa Blua Health app includes virtual mental health support

Extras

Optional Extras OSHC add-on for dental, optical, and physiotherapy

Waiting Periods

General
No waiting period for most services
Pre-existing
12 months
Pregnancy
12 months
Psychiatric
2 months

Key Features

Bupa Blua Health app with 24/7 virtual GP consultations
'Find a Provider' direct billing locator
Optional Extras OSHC (dental, optical, physio)
Bupa Plus member discounts at partner retailers
Global presence — easy transition from home country Bupa
On-campus OSHC representatives at many universities

Considering Bupa?

Visit their website for the latest premiums and to purchase OSHC directly.

Visit Bupa Compare All Providers