CBHS OSHC

Not-for-profit health cover with member-first values

CBHS International Health is a not-for-profit, member-owned health fund and one of the six approved OSHC providers. Unlike for-profit insurers, CBHS returns profits to members through better benefits and lower premiums. CBHS OSHC offers comprehensive cover with a focus on member wellbeing and personalised support. A smaller, more personal alternative to the major insurers.

8.1
Overall Rating / 10
Coverage8
Value8.6
Support8.4
Network7.2

Premium Ranges (2026)

Single — 12 Months
$590 – $1,050 AUD
Couple — 12 Months
$1,180 – $2,100 AUD
Family — 12 Months
$1,475 – $2,625 AUD

As a not-for-profit, CBHS pricing is highly competitive. Check provider website for current rates.

Coverage Details

Hospital

100% MBS fee for shared ward in public hospitals

Medical

  • GP consultations (100% MBS)
  • Specialist consultations (85-100% MBS)
  • Pathology and radiology (85-100% MBS)

Pharmaceutical

Up to $50 per prescription, annual max $300 (single) / $600 (family)

Mental Health

Covered; CBHS mental wellbeing programs included

Extras

Optional Top Extras cover for dental, optical, physio, chiro

Waiting Periods

General
No waiting period for most services
Pre-existing
12 months
Pregnancy
12 months
Psychiatric
2 months

Key Features

Not-for-profit member-owned fund
Personalised customer support
Competitive premiums
Top Extras add-on with dental, optical, physio
Mental wellbeing programs
Over 70 years in Australian healthcare

Considering CBHS International Health?

Visit their website for the latest premiums and to purchase OSHC directly.

Visit CBHS International Health Compare All Providers