Topic
waiting periods
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What OSHC Does Not Cover: Waiting Periods, Extras, and the Treatments Students Get Wrong
OSHC exclusions come in two forms: services base cover never includes, and included benefits paused by waiting periods. Understand the difference.
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Can the Commonwealth Ombudsman investigate an OSHC waiting-period dispute?
Explains when the Commonwealth Ombudsman can review an OSHC waiting-period or pre-existing-condition complaint and other reviewable insurance issues.
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Ambulance Victoria cover starts at 5pm the day after payment—what does that mean?
Explains that new Ambulance Victoria membership cover commences at 5pm on the day after the fee is received and why the waiting period may delay covered services.