Topic
waiting period credit
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Renewing OSHC or buying a new policy each year: what actually changes
Renew, stay or switch — what each option does to your waiting periods, your continuous cover and your money under the current OSHC Deed.
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Switching OSHC insurer mid-visa: waiting period credits and getting your premium refund
How the OSHC Deed credits waiting periods you have already served, which events trigger a premium refund, and how to switch without a gap.