Topic
pre-existing conditions
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What OSHC Does Not Cover: Waiting Periods, Extras, and the Treatments Students Get Wrong
OSHC exclusions come in two forms: services base cover never includes, and included benefits paused by waiting periods. Understand the difference.
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OSHC waiting periods explained: nil, 2-month, 12-month and the pregnancy rule
The OSHC Deed's waiting period table set out row by row, so you can check any insurer's waiting period against the legal cap yourself.