Topic
MBS
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Why do Allianz OSHC tables show both 85% and 100% of the MBS?
The Allianz Care Australia OSHC Standard policy wording effective 1 July 2026 pays 100% of the MBS fee for most GP medical services outside hospital and for medical services to admitted hospital patients, and 85% of the MBS fee for other out-of-hospital medical services, with hospital accommodation treated as a separate benefit category.
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How to make an OSHC claim in Australia: the steps, the documents and the timing
How an OSHC claim actually flows, from a provider billing your insurer directly to you paying and claiming reimbursement, and what to keep for the reimbursement route.
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Direct billing or reimbursement: why your GP visit cost you money
How an OSHC benefit, the MBS fee and the clinic's actual charge interact at a GP visit, and the three payment arrangements that decide who pays upfront and what gap remains.