Topic
hospital cover
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Why do Allianz OSHC tables show both 85% and 100% of the MBS?
The Allianz Care Australia OSHC Standard policy wording effective 1 July 2026 pays 100% of the MBS fee for most GP medical services outside hospital and for medical services to admitted hospital patients, and 85% of the MBS fee for other out-of-hospital medical services, with hospital accommodation treated as a separate benefit category.
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'Gap-free' explained: why an OSHC member can still face a private hospital bill
Where the Deed splits private hospital cover between contracted and non-contracted hospitals, and exactly where your own costs begin.
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Allianz OSHC: does medically necessary dental surgery override the dental exclusion?
This explains why the Allianz Nil* entry for medically necessary dental surgery is a conditional pathway, not a blanket dental-exclusion override.